Evidence audit · November 2026

Intellectia Review (2026): Ratings, Pricing, Real Limits

We checked Intellectia's own claims against Trustpilot, G2, both app stores and Reddit. Pricing, credit costs and a verdict for fund analysts.

Bastien Renard · November 12, 2026 · VC Tool Reviews

Summary

This Intellectia review audits what the platform claims against what its users report. Intellectia AI sells stock research, trading signals and an AI agent from $11.96 a month billed yearly. Its homepage shows 4.8 and 5.0 badges, yet Trustpilot sits at 2.9 out of 5 across 35 reviews and Google Play at 4.4. Research tools look usable, signal performance is unproven, and add-ons lift a full setup to $2,159 a year.

5.4 /10

Intellectia AI is a retail stock research and signal platform, priced from $11.96 a month billed yearly. Our verdict: usable research tools, unproven signals. Trustpilot shows 2.9 out of 5 across 35 reviews, while the homepage advertises 4.8 to 5.0. It suits self-directed US stock traders who verify every signal. It is a weak fit for VC analysts who need private-market data.

Research tools: 7/10
Signal evidence: 3.5/10
Pricing clarity: 4.5/10
Ease of use: 7.5/10
Rating transparency: 3/10
Fit for VC work: 2/10

Broad toolset in one app: stock review, screener, technical analysis, alerts and a plain-English backtester
Free plan with 400 credits and a $1 seven-day trial allow a cheap first test
Both mobile apps hold 4.4 to 4.7 stars across about 1,700 combined ratings

Trustpilot average of 2.9 out of 5 contradicts the 4.8 and 5.0 badges on the homepage
Credit metering and paid add-ons push a full setup past $2,100 a year
No independent, tradeable track record for signals, only vendor backtests and disputed win rates
Covers US and Hong Kong stocks plus crypto, with no European listings yet

7-day $1 trial · no refund once the trial converts

Methodology

How we audited it

Plan paid: No paid plan purchased (public pages and listings only)
Version tested: Web pages, iOS listing v1.10.8, Google Play build updated Nov 8, 2026
Test period: 2026-11-13 → 2026-11-13

Test categories: Rating platforms • Pricing and credits • Refund terms • Signal complaints • Market coverage • Vendor claims vs evidence

This is an evidence audit, not a 30-day paid trial. We did not subscribe, so we make no claim about personal win rates or latency. On November 13, 2026 we loaded Intellectia's homepage, pricing, agent, backtest and SwingMax pages in a headless browser, captured screenshots, and read its FAQ and refund policy. We then pulled the Trustpilot profile, the G2 listing, the Product Hunt page, the App Store and Google Play listings, and the Reddit threads that surface for the brand. Every figure here is either printed on those pages or simple arithmetic on them, and we say which. Where a claim comes from a single reviewer, we name it as such.

Should you pay for Intellectia?

YES if you...

US-focused retail investors who want a screener, alerts and AI summaries in one app
Self-directed traders who will backtest and verify every signal before acting
Analysts who want a cheap first-pass screen on a personal public portfolio
Readers comfortable paying $11.96 to $71.96 a month for credit-metered AI queries

NO if you...

VC analysts and fund partners who need private-company, cap table or founder data
Anyone expecting audited, tradeable performance from the AI Stock Picker or SwingMax
Investors holding mostly European or Asian listings beyond Hong Kong
Buyers who need a refund window, since monthly plans and converted trials are non-refundable
Teams that need an API or raw data feed for quant work

Pricing

What each plan costs

List prices captured from the vendor pricing page on November 13, 2026. Annual billing is 20% cheaper than monthly.

Free

$0 forever

Try the workspace

400 credits in total
No credit card needed

Basic

$11.96 /mo billed yearly

$14.95 on monthly billing

2,500 credits per month
Stock review and technical analysis
AI Stock Picker and SwingMax signals
$1 for the first 7 days

Pro

$23.96 /mo billed yearly

$29.95 on monthly billing

5,000 credits per month
Same feature list as Basic
Double the Basic credit pool
$1 for the first 7 days

Max

$39.96 /mo billed yearly

$49.95 on monthly billing

10,000 credits per month
Same feature list as Basic
Lower credit price than Basic or Pro
$1 for the first 7 days

Expert

$71.96 /mo billed yearly

$89.95 on monthly billing

22,500 credits per month
Same feature list as Basic
Lowest credit price: $3.20 per 1,000
$1 for the first 7 days

ROI breakdown: On annual billing, 1,000 credits cost $4.78 on Basic, $4.79 on Pro, $4.00 on Max and $3.20 on Expert (our arithmetic). A Google Play reviewer reports burning 350 credits in six hours, a pace that would empty Basic in about 43 hours.

Hidden costs & gotchas

QuantAI Watchlist: $499.99 a year, billed separately
SwingMax Portfolio: $499.99 a year, billed separately
Public Filing Tracker: $319.95 a year, or $199.95 every six months
Backtest Playground: $359.99 a year, or $29.99 a month for 30 runs
Max plan plus all four add-ons totals $2,159.44 a year at list price
No refunds on monthly plans, plan upgrades or the $1 trial fee

Evidence

What we measured

No personal trading results here. These are numbers printed on public pages or calculated from them.

Trustpilot TrustScore: 2.9 out of 5 35 reviews, 7 in the last 12 months, per the Trustpilot profile
Low ratings among recent Trustpilot reviews: 11 of 20 Our count of the 20 most recent: 7 one-star, 4 two-star, 2 four-star, 7 five-star
Google Play rating vs homepage badge: 0.3 stars lower Play listing shows 4.4 over 1.26K reviews, homepage shows 4.7
Cost per 1,000 credits on Max, annual: $4.00 Basic $4.78, Pro $4.79, Expert $3.20 (our arithmetic from list prices)
Full-stack annual cost: $2,159.44 per year Max annual plan plus four paid add-ons at list price
Reviews behind the 5.0 badges: 1 review each G2 and Product Hunt each list a single review
Free plan allowance: 400 credits in total One-time pool, not a monthly refresh

Intellectia pricing page with Basic, Pro, Max and Expert credit plans — Four paid tiers from 2,500 to 22,500 credits, all with the same feature list. The FAQ excludes refunds for monthly plans, upgrades and the $1 trial fee. Add-ons are priced below the plan table.

Intellectia Backtest Playground showing a strategy equity curve against the S&P 500 — The vendor's demo plots a 106.96% equity curve for the strategy against 67.18% for the S&P 500. It is a hypothetical, vendor-chosen example, so we do not treat it as evidence of performance.

Intellectia Alphio agent page promising 24/7 monitoring of stocks and crypto — The page promises 24/7 monitoring and execution through connected accounts. The FAQ says answers can be wrong and are not investment advice, and the homepage says you confirm every order.

Intellectia SwingMax Portfolio feature page — The add-on describes a swing watchlist capped at five positions, priced at $499.99 a year on the pricing page. The vendor states it does not remove risk or protect capital.

Pros and cons

Pros & cons

Pros

Wide toolset in one workspace Stock review, price scenarios, technical analysis, option strategy, AI screener, monitors and alerts sit under every paid plan, so the tier choice is about credits, not features.
Cheap entry and a free plan 400 free credits and a $1 seven-day promo on each paid plan keep the first test at one dollar.
Backtesting in plain English The Backtest Playground takes a strategy described in words and returns an equity curve against the S&P 500, a useful way to challenge a signal before acting.
Broker linking for supported brokers Webull and Alpaca connections show positions and buying power beside the analysis, with orders placed by the user.

Cons

Trustpilot 2.9 undercuts the homepage badges 11 of the 20 most recent Trustpilot reviews are one or two stars, and the homepage rating strip leaves Trustpilot out.
Win rates are disputed and unaudited One Trustpilot reviewer says the 94% SwingMax figure uses maximum possible profit and falls to about 55% with published stops and targets. The vendor offers no tradeable record we could check.
Credits burn without a visible price list A Google Play reviewer reports 350 credits gone in six hours on a plan costing about $50 a month.
Refunds are largely excluded Monthly plans, upgrades, crypto payments and the $1 trial fee are non-refundable, and a converted trial is final.
No European listings yet The FAQ lists NYSE, NASDAQ, AMEX, Hong Kong, forex and crypto. European coverage is described as planned.

Verdict

Our verdict on Intellectia

5.4 /10

Intellectia is a competent research dashboard wrapped in marketing that claims more than the evidence supports. The screener, technical analysis and backtester are real tools, the apps are well rated by the people who use them daily, and a $1 trial keeps the test cheap.

The weak points are all about proof and price. The homepage shows 4.8 and 5.0 badges, yet the platform with the most critical volume, Trustpilot, sits at 2.9. Win-rate claims are disputed by a paying user, and credits make the real bill hard to predict. A full setup reaches $2,159.44 a year before you have seen a single audited return.

Use it as a screening aid on a US or Hong Kong stock list, and verify each signal against your own rules. Skip it if your work is private-market sourcing or IC memos. Nothing in the product touches that workflow.

Research tools 7/10 Screener, TA, alerts and backtester in one app
Signal evidence 3.5/10 Vendor backtests only, win rates disputed
Pricing clarity 4.5/10 Credits plus four add-ons
Ease of use 7.5/10 Apps rated 4.4 to 4.7
Rating transparency 3/10 Trustpilot 2.9 absent from the homepage
Fit for VC work 2/10 Public markets only

Intellectia questions answered

Is Intellectia legit?

Intellectia is a real product operated by Intellectia (Hong Kong) Limited, with iOS and Android apps and a US-facing website. Legitimate does not mean proven. Trustpilot averages 2.9 out of 5 across 35 reviews, and the vendor publishes no audited, tradeable performance record. Treat signals as research prompts, not instructions.

How much does Intellectia cost?

Plans run from $11.96 a month (Basic) to $71.96 a month (Expert) on annual billing, or $14.95 to $89.95 on monthly billing. A free plan gives 400 credits in total. Paid add-ons such as QuantAI Watchlist and SwingMax Portfolio cost $499.99 a year each.

Does Intellectia offer refunds?

Mostly no. The vendor's FAQ excludes refunds for monthly plans, upgrades, crypto payments and the $1 trial fee, and says no refund follows a free trial that converts to a paid plan. Cancel inside the trial window if you do not want to continue.

Is the Intellectia AI Stock Picker accurate?

We could not verify that. The vendor describes it as a weekly list of 10 long-only tickers, updated Monday at 8:00 AM ET, and says it is a research list. One Trustpilot reviewer back-tested its daily picks from November 24 and reported a negative Sharpe ratio, which the vendor disputed.

Which markets does Intellectia cover?

The vendor FAQ lists US stocks on NYSE, NASDAQ and AMEX, Hong Kong stocks, major forex pairs and cryptocurrencies. European and wider Asian coverage is described as planned, not live. That matters for funds that track listed European comparables.

Is Intellectia useful for venture capital analysts?

Only at the edges. It screens public equities and crypto. It does not hold private-company records, funding rounds, cap tables or founder data. For sourcing and screening private deals, a CRM or private-market database does the work, and Intellectia would cover a personal public portfolio at most.

Does Intellectia connect to a brokerage account?

Yes. The homepage says you can link supported brokers such as Webull and Alpaca, see profit and loss and buying power in one view, and place market or limit orders yourself. The vendor states you remain responsible for every order.

What are the best Intellectia alternatives?

For public-stock research, Simply Wall St and Danelfin cover similar ground. For private-market deal data, Crunchbase scores 4.4 across 419 G2 reviews, and PitchBook scores 4.5 across 270. Pick based on whether your universe is listed or private.

Update log

2026-11-13 Initial publication: evidence audit of ratings, pricing, refund terms and signal complaints.

✅ YES if you...

❌ NO if you...