# Intellectia Review (2026): Ratings, Pricing, Real Limits URL: https://accorata.com/review/intellectia-review Type: review Locale: en Published: 2026-11-12 Updated: 2026-11-13 --- > We checked Intellectia's homepage claims against Trustpilot, G2, both app stores and Reddit, then priced the credits and add-ons. Here is what holds up and what does not. *Evidence audit · November 2026* ## Intellectia Review (2026): Ratings, Pricing, Real Limits We checked Intellectia's own claims against Trustpilot, G2, both app stores and Reddit. Pricing, credit costs and a verdict for fund analysts. ## Verdict **Score: 5.4/10** Intellectia AI is a retail stock research and signal platform, priced from $11.96 a month billed yearly. Our verdict: usable research tools, unproven signals. Trustpilot shows 2.9 out of 5 across 35 reviews, while the homepage advertises 4.8 to 5.0. It suits self-directed US stock traders who verify every signal. It is a weak fit for VC analysts who need private-market data. **Quick scores:** - Research tools: 7/10 - Signal evidence: 3.5/10 - Pricing clarity: 4.5/10 - Ease of use: 7.5/10 - Rating transparency: 3/10 - Fit for VC work: 2/10 **Pros:** - Broad toolset in one app: stock review, screener, technical analysis, alerts and a plain-English backtester - Free plan with 400 credits and a $1 seven-day trial allow a cheap first test - Both mobile apps hold 4.4 to 4.7 stars across about 1,700 combined ratings **Cons:** - Trustpilot average of 2.9 out of 5 contradicts the 4.8 and 5.0 badges on the homepage - Credit metering and paid add-ons push a full setup past $2,100 a year - No independent, tradeable track record for signals, only vendor backtests and disputed win rates - Covers US and Hong Kong stocks plus crypto, with no European listings yet *Call to action: Try Intellectia for $1* (7-day $1 trial · no refund once the trial converts) > **Disclosure** — Disclosure: this page contains an affiliate link to Intellectia AI, and we earn a recurring commission if you subscribe through it. We did not buy a paid plan for this review. Every rating, price and complaint below comes from public pages we captured in November 2026, and the affiliate relationship did not change our scores. ## How we audited it - **Plan paid:** No paid plan purchased (public pages and listings only) - **Version tested:** Web pages, iOS listing v1.10.8, Google Play build updated Nov 8, 2026 - **Test period:** 2026-11-13 → 2026-11-13 **Test categories:** Rating platforms, Pricing and credits, Refund terms, Signal complaints, Market coverage, Vendor claims vs evidence This is an evidence audit, not a 30-day paid trial. We did not subscribe, so we make no claim about personal win rates or latency. On November 13, 2026 we loaded Intellectia's homepage, pricing, agent, backtest and SwingMax pages in a headless browser, captured screenshots, and read its FAQ and refund policy. We then pulled the Trustpilot profile, the G2 listing, the Product Hunt page, the App Store and Google Play listings, and the Reddit threads that surface for the brand. Every figure here is either printed on those pages or simple arithmetic on them, and we say which. Where a claim comes from a single reviewer, we name it as such. ## Should you pay for Intellectia? **YES if you...** - US-focused retail investors who want a screener, alerts and AI summaries in one app - Self-directed traders who will backtest and verify every signal before acting - Analysts who want a cheap first-pass screen on a personal public portfolio - Readers comfortable paying $11.96 to $71.96 a month for credit-metered AI queries **NO if you...** - VC analysts and fund partners who need private-company, cap table or founder data - Anyone expecting audited, tradeable performance from the AI Stock Picker or SwingMax - Investors holding mostly European or Asian listings beyond Hong Kong - Buyers who need a refund window, since monthly plans and converted trials are non-refundable - Teams that need an API or raw data feed for quant work ## What each plan costs ### Free — $0forever Try the workspace - 400 credits in total - No credit card needed ### Basic — $11.96/mo billed yearly $14.95 on monthly billing - 2,500 credits per month - Stock review and technical analysis - AI Stock Picker and SwingMax signals - $1 for the first 7 days ### Pro — $23.96/mo billed yearly $29.95 on monthly billing - 5,000 credits per month - Same feature list as Basic - Double the Basic credit pool - $1 for the first 7 days ### Max — $39.96/mo billed yearly $49.95 on monthly billing - 10,000 credits per month - Same feature list as Basic - Lower credit price than Basic or Pro - $1 for the first 7 days ### Expert — $71.96/mo billed yearly $89.95 on monthly billing - 22,500 credits per month - Same feature list as Basic - Lowest credit price: $3.20 per 1,000 - $1 for the first 7 days **ROI breakdown:** On annual billing, 1,000 credits cost $4.78 on Basic, $4.79 on Pro, $4.00 on Max and $3.20 on Expert (our arithmetic). A Google Play reviewer reports burning 350 credits in six hours, a pace that would empty Basic in about 43 hours. **Hidden costs & gotchas:** - QuantAI Watchlist: $499.99 a year, billed separately - SwingMax Portfolio: $499.99 a year, billed separately - Public Filing Tracker: $319.95 a year, or $199.95 every six months - Backtest Playground: $359.99 a year, or $29.99 a month for 30 runs - Max plan plus all four add-ons totals $2,159.44 a year at list price - No refunds on monthly plans, plan upgrades or the $1 trial fee ## Rating platforms, captured November 13, 2026 Public ratings for Intellectia. The homepage strip shows higher numbers for four platforms and omits Trustpilot. *[Interactive widget — see the live page for the full experience]* ## What we measured - **Trustpilot TrustScore:** 2.9 out of 5 *(35 reviews, 7 in the last 12 months, per the Trustpilot profile)* - **Low ratings among recent Trustpilot reviews:** 11 of 20 *(Our count of the 20 most recent: 7 one-star, 4 two-star, 2 four-star, 7 five-star)* - **Google Play rating vs homepage badge:** 0.3 stars lower *(Play listing shows 4.4 over 1.26K reviews, homepage shows 4.7)* - **Cost per 1,000 credits on Max, annual:** $4.00 *(Basic $4.78, Pro $4.79, Expert $3.20 (our arithmetic from list prices))* - **Full-stack annual cost:** $2,159.44 per year *(Max annual plan plus four paid add-ons at list price)* - **Reviews behind the 5.0 badges:** 1 review each *(G2 and Product Hunt each list a single review)* - **Free plan allowance:** 400 credits in total *(One-time pool, not a monthly refresh)* > Open the pricing page and read what each plan includes and what the refund policy says. Four paid tiers from 2,500 to 22,500 credits, all with the same feature list. The FAQ excludes refunds for monthly plans, upgrades and the $1 trial fee. Add-ons are priced below the plan table. > Open the Backtest Playground page and check what its demo shows. The vendor's demo plots a 106.96% equity curve for the strategy against 67.18% for the S&P 500. It is a hypothetical, vendor-chosen example, so we do not treat it as evidence of performance. > Open the Alphio agent page and compare its promises with the product FAQ. The page promises 24/7 monitoring and execution through connected accounts. The FAQ says answers can be wrong and are not investment advice, and the homepage says you confirm every order. > Open the SwingMax Portfolio page and read the add-on terms. The add-on describes a swing watchlist capped at five positions, priced at $499.99 a year on the pricing page. The vendor states it does not remove risk or protect capital. ## Pros & cons ### Pros - **Wide toolset in one workspace** — Stock review, price scenarios, technical analysis, option strategy, AI screener, monitors and alerts sit under every paid plan, so the tier choice is about credits, not features. - **Cheap entry and a free plan** — 400 free credits and a $1 seven-day promo on each paid plan keep the first test at one dollar. - **Backtesting in plain English** — The Backtest Playground takes a strategy described in words and returns an equity curve against the S&P 500, a useful way to challenge a signal before acting. - **Broker linking for supported brokers** — Webull and Alpaca connections show positions and buying power beside the analysis, with orders placed by the user. ### Cons - **Trustpilot 2.9 undercuts the homepage badges** — 11 of the 20 most recent Trustpilot reviews are one or two stars, and the homepage rating strip leaves Trustpilot out. - **Win rates are disputed and unaudited** — One Trustpilot reviewer says the 94% SwingMax figure uses maximum possible profit and falls to about 55% with published stops and targets. The vendor offers no tradeable record we could check. - **Credits burn without a visible price list** — A Google Play reviewer reports 350 credits gone in six hours on a plan costing about $50 a month. - **Refunds are largely excluded** — Monthly plans, upgrades, crypto payments and the $1 trial fee are non-refundable, and a converted trial is final. - **No European listings yet** — The FAQ lists NYSE, NASDAQ, AMEX, Hong Kong, forex and crypto. European coverage is described as planned. ## Our verdict on Intellectia **Score: 5.4/10** Intellectia is a competent research dashboard wrapped in marketing that claims more than the evidence supports. The screener, technical analysis and backtester are real tools, the apps are well rated by the people who use them daily, and a $1 trial keeps the test cheap. The weak points are all about proof and price. The homepage shows 4.8 and 5.0 badges, yet the platform with the most critical volume, Trustpilot, sits at 2.9. Win-rate claims are disputed by a paying user, and credits make the real bill hard to predict. A full setup reaches $2,159.44 a year before you have seen a single audited return. Use it as a screening aid on a US or Hong Kong stock list, and verify each signal against your own rules. Skip it if your work is private-market sourcing or IC memos. Nothing in the product touches that workflow. **Dimensional scoring:** - **Research tools:** 7/10 — Screener, TA, alerts and backtester in one app - **Signal evidence:** 3.5/10 — Vendor backtests only, win rates disputed - **Pricing clarity:** 4.5/10 — Credits plus four add-ons - **Ease of use:** 7.5/10 — Apps rated 4.4 to 4.7 - **Rating transparency:** 3/10 — Trustpilot 2.9 absent from the homepage - **Fit for VC work:** 2/10 — Public markets only *Call to action: Try Intellectia for $1* ## Intellectia questions answered ### Is Intellectia legit? Intellectia is a real product operated by Intellectia (Hong Kong) Limited, with iOS and Android apps and a US-facing website. Legitimate does not mean proven. Trustpilot averages 2.9 out of 5 across 35 reviews, and the vendor publishes no audited, tradeable performance record. Treat signals as research prompts, not instructions. ### How much does Intellectia cost? Plans run from $11.96 a month (Basic) to $71.96 a month (Expert) on annual billing, or $14.95 to $89.95 on monthly billing. A free plan gives 400 credits in total. Paid add-ons such as QuantAI Watchlist and SwingMax Portfolio cost $499.99 a year each. ### Does Intellectia offer refunds? Mostly no. The vendor's FAQ excludes refunds for monthly plans, upgrades, crypto payments and the $1 trial fee, and says no refund follows a free trial that converts to a paid plan. Cancel inside the trial window if you do not want to continue. ### Is the Intellectia AI Stock Picker accurate? We could not verify that. The vendor describes it as a weekly list of 10 long-only tickers, updated Monday at 8:00 AM ET, and says it is a research list. One Trustpilot reviewer back-tested its daily picks from November 24 and reported a negative Sharpe ratio, which the vendor disputed. ### Which markets does Intellectia cover? The vendor FAQ lists US stocks on NYSE, NASDAQ and AMEX, Hong Kong stocks, major forex pairs and cryptocurrencies. European and wider Asian coverage is described as planned, not live. That matters for funds that track listed European comparables. ### Is Intellectia useful for venture capital analysts? Only at the edges. It screens public equities and crypto. It does not hold private-company records, funding rounds, cap tables or founder data. For sourcing and screening private deals, a CRM or private-market database does the work, and Intellectia would cover a personal public portfolio at most. ### Does Intellectia connect to a brokerage account? Yes. The homepage says you can link supported brokers such as Webull and Alpaca, see profit and loss and buying power in one view, and place market or limit orders yourself. The vendor states you remain responsible for every order. ### What are the best Intellectia alternatives? For public-stock research, Simply Wall St and Danelfin cover similar ground. For private-market deal data, Crunchbase scores 4.4 across 419 G2 reviews, and PitchBook scores 4.5 across 270. Pick based on whether your universe is listed or private. ## Update log - **2026-11-13** — Initial publication: evidence audit of ratings, pricing, refund terms and signal complaints. ## FAQ ### Is Intellectia legit? Intellectia is a real product operated by Intellectia (Hong Kong) Limited, with iOS and Android apps and a US-facing website. Legitimate does not mean proven. Trustpilot averages 2.9 out of 5 across 35 reviews, and the vendor publishes no audited, tradeable performance record. Treat signals as research prompts, not instructions. ### How much does Intellectia cost? Plans run from $11.96 a month (Basic) to $71.96 a month (Expert) on annual billing, or $14.95 to $89.95 on monthly billing. A free plan gives 400 credits in total. Paid add-ons such as QuantAI Watchlist and SwingMax Portfolio cost $499.99 a year each. ### Does Intellectia offer refunds? Mostly no. The vendor's FAQ excludes refunds for monthly plans, upgrades, crypto payments and the $1 trial fee, and says no refund follows a free trial that converts to a paid plan. Cancel inside the trial window if you do not want to continue. ### Is the Intellectia AI Stock Picker accurate? We could not verify that. The vendor describes it as a weekly list of 10 long-only tickers, updated Monday at 8:00 AM ET, and says it is a research list. One Trustpilot reviewer back-tested its daily picks from November 24 and reported a negative Sharpe ratio, which the vendor disputed. ### Which markets does Intellectia cover? The vendor FAQ lists US stocks on NYSE, NASDAQ and AMEX, Hong Kong stocks, major forex pairs and cryptocurrencies. European and wider Asian coverage is described as planned, not live. That matters for funds that track listed European comparables. ### Is Intellectia useful for venture capital analysts? Only at the edges. It screens public equities and crypto. It does not hold private-company records, funding rounds, cap tables or founder data. For sourcing and screening private deals, a CRM or private-market database does the work, and Intellectia would cover a personal public portfolio at most. ### Does Intellectia connect to a brokerage account? Yes. The homepage says you can link supported brokers such as Webull and Alpaca, see profit and loss and buying power in one view, and place market or limit orders yourself. The vendor states you remain responsible for every order. ### What are the best Intellectia alternatives? For public-stock research, Simply Wall St and Danelfin cover similar ground. For private-market deal data, Crunchbase scores 4.4 across 419 G2 reviews, and PitchBook scores 4.5 across 270. Pick based on whether your universe is listed or private.